• It is crucial to report the loss immediately. The insurance contract requires notice as soon as possible after there has been a loss.

  • Make temporary repairs to prevent further damages such as boarding up the windows to prevent additional interior water damage, covering the roof, boarding up the windows, or removing fallen debris.

  • Always keep hold of receipts for the repairs and provide copies to the adjuster.

  • DO NOT make permanent repairs to your damaged property unless the adjuster has reviewed your claim and permitted you to repair your property.

  • Take photographs of the damages. Taking pictures will help you with your claim and will support the adjuster in the investigation.

  • Be sure to include pictures of your property before the loss. This will be helpful for the adjuster investigation of the claim.