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Whether you are new to the idea of insurance or have a good idea of how insurance works, questions always arise. Why we encourage you to contact our agency (813) 442-4179 to speak to one of our experts, we have also gathered some answers to some of our most frequently asked questions.



Most basic auto policies consist of bodily liability, property damage liability, comprehensive collision and uninsured and under insured.

Yes, auto insurance is mandatory in every state across the U.S. Insurance laws may vary from state to state. To guarantee that you have the right coverage, fill out the form online, or give us a call at (813) 442-4179

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Typically, your auto insurance will not cover you abroad. Every country has its requirements. Before traveling, contact your destination's U.S. embassy to learn of any rental car insurance requirements.

Full coverage is often a misinterpreted term. Full coverage does not mean that a policy will cover “everything.” Instead, full coverage typically refers to a policy that includes both liability coverage and coverage for damage to your property.

Members of your household can be included in your policy, but everyone must live at the same address.

Yes! It is a good idea to buy flood insurance even if you do not live in a flood zone. In Florida, flood zones are continually changing. Flooding can be unpredictable, no matter where you are located. Anyone can be financially vulnerable to floods. It is always a good idea to be protected in the event of a flood.

Usually flood insurance is not covered in your homeowner’s policy and is something that you would have to get in addition to your homeowners’ policy.